25th April 2003

Mr Wilfred Chua

WJ Lloyds Properties

Dear Wilfred

I'm writing to thank you for the tremendous effort that you had devoted in helping me find a residence during my stay in Singapore

I believe that without your help, and without your knowledge and expertise in the Singapore property market, I would not have found the perfect property to live in.

Your assistance and your representation have made my transition a very easy one.

I would like to thank you for your professionalism, your high standard of service, and your open-minded approach to my feedback, which  I think sets you apart from all other agents,

I would be delighted to recommend you to my colleagues, and friends, and hope that we have more dealings in the future.

Regards

Shawn Koh

Dealer, Debt Capital Markets

National Australia Bank

*Note: Signature withhold for security reason. Proof of testimonial can be requested.