Wednesday 10th October 2001

To Whom It May Concern:

RE: Wilfred Chua - WJ Lloyds Property Consultants

During September 2001, Wilfred Chua Assisted my wife, Theresa and myself in locating and securing a fantastic property to live in. Over this period we found Wilfred to be extremely helpful, cheerful and always very accommodating.

Having recently relocated to Singapore, my wife in particular, was extremely appreciative of Wilfred's willingness to be patient and not coerce her (or us) into quick decision. But rather he showed her a number of initial units, gauged our core requirements and then very quickly drilled down to find the most suitable property; for which we are very grateful.

I would be very happy recommend Wilfred's service to any person.

Yours Sincerely

Stephen Breen

*Note: Signature withhold for security reason. Proof of testimonial can be requested.